NetMortgage

Terms of Use

Last updated: June 13, 2026

1. Acceptance

By using this website you agree to these Terms. If you do not agree, do not use the site.

2. Educational purpose — not financial or tax advice

This site was built as a personal educational project by a curious young adult and a colleague who has been doing his own taxes for 14+ years — consistently earning and saving more than many who use professional tax services. The calculator and all content are provided for informational purposes only. Nothing here constitutes tax, legal, financial, or investment advice. Always consult a licensed tax professional or financial advisor before making decisions based on calculator outputs.

3. No warranty

The calculator is provided “as is.” We make no warranty that results are accurate, complete, or up to date. Tax law changes frequently; verify against current IRS publications.

4. Intellectual property

Content, code, and branding on this site are the property of their respective creators. You may not reproduce or redistribute them without written permission.

5. Limitation of liability

To the maximum extent permitted by law, the creators of this site are not liable for any direct, indirect, incidental, or consequential damages arising from your use of the site or reliance on calculator results.

6. Governing law

These Terms are governed by the laws of the State of California, United States.

7. Changes

We may modify these Terms at any time. Continued use constitutes acceptance of the updated Terms.

8. Contact

Questions? Visit our Contact page.